Monday, January 5, 2015

Dave Ramsey does not like Lifecycle funds

I hate the Lifecycle funds; they’re awful. They adjust your investments automatically and the adjustments are uber, crazy conservative. If you’re in the TSP, I recommend putting the vast majority in the C plan. It is the premiere plan of the entire TSP. It is more like an index fund and it has done very well. I would put 80% into that, 10% into the S, and 10% into the I.


VIA http://blogs.fedsmith.com/2015/01/04/i-hate-the-lifecycle-funds/