Dave Ramsey is a popular person but sometimes divides peoples opinion. Some people absolutely adore him and cling to every advice he offers. And there are others who think he's just a common sense person and not a genius.
So who is correct ? Unfortunately that’s a question only you can answer but hopefully I will provide you with enough information about his new book to make your own decision.
The problem with personal finance is that just like life, there can be multiple ways to get an answer to a problem. Personal finance is more than math, its also common sense and knowing the basics of laws specially relating to consumer protection. For eg- Did you know you can get one free credit report every year ? Thank the government for that. Thats one good thing they have been able to accomplish. To obtain one click on Dave Ramsey free credit report.
In continuing with the topic of personal finance, someone in credit card debt understands that when you use your credit card and don’t pay your entire bill, you owe the credit card company and you are now in debt to them.
If you had to boil down the book into a single sentence, then I’d say that Dave Ramsey’s books, including Dave Ramsey Financial Peace University and Total Money Makeover are books that gives you a good framework to get yourself out of debt and back on solid financial footing.
